Monday, October 7, 2013



Personal Finance 
            This text is perfect for both individual and business use despite the name personal finance. The book covers topics such as income, investment, retirement, and stock options among others, which are of interest to individuals and companies. The text is simple to understand because it begins by defining what income is to an individual as well as a business, and it uses straightforward language. The author explains the objectives of each topic clearly. This means that businesses may compare their objectives with those of the topics covered in the text to determine whether they match. The book, therefore, saves time for the reader.
            The most fascinating issue about this text is that it covers almost everything about finance. The book starts by defining income and determining its sources. The author goes ahead to explain readers how to spend, save, and invest finances wisely.  This arrangement is efficient, especially for a person who is reading all the topics. The author draws the attention of the reader with the language in the book, for example, there is a topic known as, “shopping for money" (Wolf 144). If you never knew how to shop for money, and you want to discover how, purchase personal finance by Harold. I recommend the text to startups and individuals who would like to manage their finances efficiently.
Real Estate Finance 
            This is a text that mainly concentrates on real estate management. Individuals and companies interested in owning real estate may read the book because it covers everything about the field. The areas that the book covers include real estate contracts, saving for land, and techniques of owning property. The authors explain technical concepts by giving their dictionary and legal meanings (Hoagland and Stone 20). Henry and Leo explain the legal meaning of the terms; this is because real estate involves contracts that are connected with the law.
            The contents of the book indicate that the text is preferable to readers who are familiar with investment in real estate. A person who does not understand the law or have a concept of this field may find difficulties understanding the text. The authors have confined themselves to the real estate field only while they have neglected other investment techniques. Readers who have interests in other techniques of investments such as stock options, forwards, futures, and other may not find any help in the book. Real estate dealers should read the book because it covers every section of the field in details.
The Wealth of Nations 
            Jack Ravell writes the book, mainly for government use in the United Kingdom. This is because the text deals with national accounting, which mainly concentrates on the state balance sheet. The text explains the various sources of national income and their valuation. The author also highlights methods of valuing liabilities so that government may choose the technique that fits their states. Jack also differentiates the accounting methods used in the United Kingdom from those of America. The content of the book, and the technicality of the issue discussed indicate that the text is useful to students studying national income and state economists and accountants. The text may not be useful to an individual who wants to learn how to create and maintain wealth. Businesses may find the book useful when they want to determine methods of valuing assets and liabilities.






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